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Breaking down the 3 types of income benefits for workers’ compensation

On Behalf of | Nov 23, 2021 | Workers' Compensation

If you have sustained an injury at work, you may be eligible for workers’ compensation benefits. The severity of your injury will determine the type of disability benefit you will receive, but knowing what might be available can help ease your mind and prepare you for the process ahead. Here is a breakdown of the three types of disabilities benefits available for injured workers:

Temporary partial disability (TPD)

Temporary partial disability benefits apply to injured workers who can only return to a modified version of their work following the accident. Sometimes, a worker may take on a different role that involves lighter tasks. An injured worker who suffers a non-permanent disability and is able to take up a lighter role will be eligible for temporary partial disability benefit. 

This compensation is designed to make up for the income loss associated with a partial disability and is usually two-thirds of the amount they made in their previous role before the accident. 

Temporary total disability (TTD)

This benefit is meant for injured workers who cannot carry on with work for some time following the injury. To be eligible, the injured employee must be out of work for at least seven days. The benefits are intended to cover two-thirds of the weekly salary the injured worker would have received if they were at work. Typically, this coverage lasts for 400 weeks or until the injured worker meets maximum medical improvement. 

Permanent partial disability (PPD)

This is the most common type of disability benefits claim. A permanent partial disability can result from a work-related injury or illness. A permanent partial disability means that the worker has suffered some form of permanent injury, including something that leaves them with a lasting limitation at work. Benefits are paid according to a pre-determined schedule that is established each year by the Georgia State Board of Workers’ Compensation. 

A workplace injury can impact your life in multiple ways. While many assume workers’ comp is always a sure thing after an injury, many injured workers find themselves struggling to get the benefits they need and deserve. An experienced workers’ comp attorney like Steven Morgan can help you understand the process ahead and fight for what you deserve. Call 912-289-0640 or send an email today.