The workers’ compensation system was designed to balance the interests of both employers and their employees, so it’s generally considered an “exclusive remedy” for injured workers.
However, there are situations where another party contributes to the circumstances surrounding a worker’s injury. In those situations, a seriously injured worker may be able to pursue a claim against that party. This is known as third-party liability, and some of the more common examples are examined below.
Faulty equipment
Some jobs have a lot of hands-on work, and they require the use of specialist tools. Such tools need to be adequately designed and maintained in order to function safely. If a faulty tool has caused you to sustain a serious injury on-site, you may have a valid claim against the tool’s manufacturer, supplier or repairer.
Vehicular collisions
Some roles require an employee to travel to different sites in a company vehicle. If a negligent driver has crashed into you while you were on the job, you may be able to bring a claim against them in addition to claiming workers’ comp.
When injured by chemicals or other harmful materials
Certain types of employment duties involve the use of chemicals and other toxic substances that have the potential to be harmful. Accidents involving such materials can result in injuries that are life-changing. Under certain conditions, it may be possible for an injured worker to bring a claim forward against the manufacturer or supplier of such products.
Workers’ comp can be somewhat limiting. It may not cover the full extent of a worker’s injuries when those injuries are serious and the circumstances of the incident include the above situations or others involving outside parties. If you have been hurt on the job, understanding your legal rights is wise. Steven Morgan is a local attorney who believes every client deserves aggressive representation. Call today to learn more: 912-289-0640.
